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    <loc>https://www.spreadsheetman.com/blog/charting-the-performance-of-stocks-on-a-google-sheet</loc>
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      <image:title>Blog - Charting The Performance of Stocks on a Google Sheet</image:title>
      <image:caption>Example of a comparison: Slack (WORK) vs Zoom (ZM)</image:caption>
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      <image:title>Blog - Charting The Performance of Stocks on a Google Sheet - The spreadsheet needs only 4 inputs - The two tickers of the stocks you want to compare, the END date of the comparison, and the number of days you want in history (up to 50). The start date is calculated backwards for you skipping weekends.</image:title>
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    <loc>https://www.spreadsheetman.com/blog/should-i-invest-in-stocks-or-pay-down-my-mortgage</loc>
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    <lastmod>2020-03-14</lastmod>
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      <image:title>Blog - Should I invest in stocks or pay down my mortgage?</image:title>
      <image:caption>If you’re a conservative investor, I’m sure you’ve had people try to convince you that “you should invest in stocks!” because, it’s true that, historically, stocks out-perform other types of investments.</image:caption>
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      <image:title>Blog - Should I invest in stocks or pay down my mortgage?</image:title>
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      <image:title>Blog - Should I invest in stocks or pay down my mortgage?</image:title>
      <image:caption>This is the March 13th example where stock investing “wins” by a slight margin.</image:caption>
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      <image:title>Blog - Should I invest in stocks or pay down my mortgage?</image:title>
      <image:caption>Entering the loan terms in the Mortgage Amortization Paydown spreadsheet gives me a basis for calculating interest saved on the paydown investment.</image:caption>
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      <image:title>Blog - Should I invest in stocks or pay down my mortgage?</image:title>
      <image:caption>In this scenario, the mortgage paydown results in a bigger “gain” (savings of interest over the life of the loan). The unfair part of this comparison is that the mortgage savings is over the life of the loan - which is shortened by the paydown, but the stock gain funds would be available again on the sale date - which is much sooner.</image:caption>
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    <lastmod>2020-03-06</lastmod>
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      <image:title>Blog - Should You Refinance Your Mortgage? Calculate your answer…</image:title>
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      <image:title>Blog - Should You Refinance Your Mortgage? Calculate your answer… - First, you have to enter the terms of your current mortgage to have a basis of comparison to the new options available.</image:title>
      <image:caption>This is a simple step and the monthly payment calculation should reflect what you’re paying today.</image:caption>
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      <image:title>Blog - Should You Refinance Your Mortgage? Calculate your answer…</image:title>
      <image:caption>Doing simple searches will give you a good sense whether your rate is way higher than the rates being offered today, and even the Google Search “refinance mortgage rates” will give you the fast look from Bankrate or others.</image:caption>
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      <image:title>Blog - Should You Refinance Your Mortgage? Calculate your answer…</image:title>
      <image:caption>This is where the decision is made… are you going to save enough money every year and will you be able to make up the closing costs in a short period of time?</image:caption>
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  <url>
    <loc>https://www.spreadsheetman.com/blog/how-a-spreadsheet-can-help-you-manage-travel-or-events</loc>
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    <lastmod>2020-03-03</lastmod>
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      <image:title>Blog - How a Spreadsheet can help you manage travel or events</image:title>
      <image:caption>A Tabular Layout is a perfect way to manage the complex organization of a multi-day event…</image:caption>
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      <image:title>Blog - How a Spreadsheet can help you manage travel or events</image:title>
      <image:caption>This is the TIME-BASED view for entering information. There is also an ACTIVITY-BASED view, which is useful when the exact times are not driving the event.</image:caption>
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      <image:title>Blog - How a Spreadsheet can help you manage travel or events</image:title>
      <image:caption>The Agenda View makes it easy to see all the activities, day by day, rather than the tabular view.</image:caption>
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  <url>
    <loc>https://www.spreadsheetman.com/blog/instant-blog-post-titles-amp-links-in-a-spreadsheet</loc>
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    <lastmod>2020-02-24</lastmod>
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      <image:title>Blog - Instant Blog Post Index in a Google Sheets Spreadsheet</image:title>
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    <loc>https://www.spreadsheetman.com/blog/using-historic-stock-price-data-in-a-google-sheet</loc>
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      <image:title>Blog - Using Historic Stock Price Data in a Google Sheet</image:title>
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      <image:title>Blog - Using Historic Stock Price Data in a Google Sheet</image:title>
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      <image:title>Blog - Using Historic Stock Price Data in a Google Sheet</image:title>
      <image:caption>Once you have historical data, it’s also easy to chart it in a spreadsheet…</image:caption>
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      <image:title>Blog - Using Historic Stock Price Data in a Google Sheet</image:title>
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    <loc>https://www.spreadsheetman.com/blog/paying-off-credit-card-debt-is-better-than-any-investment</loc>
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    <lastmod>2020-01-24</lastmod>
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      <image:title>Blog - Paying off Credit Card Debt is better than any investment.</image:title>
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    <loc>https://www.spreadsheetman.com/blog/new-year-new-giving-strategy-100-of-profits-to-charitable-causes</loc>
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      <image:title>Blog - New Year, New Giving Strategy: 100% of Profits to Charitable Causes!</image:title>
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    <loc>https://www.spreadsheetman.com/blog/spreadsheets-for-sports</loc>
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      <image:title>Blog - Spreadsheets for Sports</image:title>
      <image:caption>https://www.spreadsheetman.com/shop/superbowl-box-pool-spreadsheet</image:caption>
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    <loc>https://www.spreadsheetman.com/blog/calculating-mark-up-in-google-sheets</loc>
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      <image:title>Blog - Calculating Mark-up in Google Sheets</image:title>
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    <loc>https://www.spreadsheetman.com/blog/saving-for-college</loc>
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      <image:title>Blog - Saving for College is a Learning Experience</image:title>
      <image:caption>Screen shot of the College Savings Calculator</image:caption>
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